- no minimum balance required to open
- minimum balance of $10.00 required to earn Annual Percentage Yield
- competitive variable interest rates
- quarterly statement
- ATM card
- Minimum balance required to open is $1000.00
- three and six month, one, two, three, and four year certificates available
- competitive rates
- Open accounts, i.e. add to the balance at any time
- penalty for early withdrawal
- Minimum balance required to open is $100.00
- one, one and a half, two, three, and four year plans available
- competitive rates
- all plans open except one year IRA
- penalty for early distribution