* The APY assumes funds will remain on deposit for a full year at this rate.
** Funds must remain on deposit until maturity to earn the stated yield.
Substantial interest penalty is required for early withdrawal as follows:
For maturities less than 3 months, the penalty is 31 days interest.
For maturities of 3 months up to one year, the interest penalty is 3 months interest.
For maturities over one year, the interest penalty is 6 months interest.
*** At our discretion, we may change the interest rate and APY on this account at any time. Fees could reduce the earnings on the account.