There is no interest paid on your account. There is no minimum deposit requirement to open an account.
The following fees may be assessed against your account:
- A service charge of $.05 for each check or debit item in
any month on accounts with a balance of less than $500.00 at any time during the month.
- An inactive account charge of $5.00 per month on accounts
having no deposits and no withdrawals for a period of three (3) years.
A statement will be prepared and sent monthly. You are requested to use personalized checks and deposit slips. Our system uses a high speed process in which the computer reads the encoded information at the bottom of each check or deposit slip.
This account is available to non-profit organizations with out any maintenance or activity fee upon request. Accounts will be limited to one per organization. Statements will be issued no more frequently than quarterly. Insufficient check fees on accounts registered to non-profit organizations will be $30.00 per item.
An overdraft fee applies to overdrafts created by check, in-person withdrawal or other electronic means.
See Additional Disclosures section for other fees and charges.